Bought a used 2012 Chevy Malibu last June (2013) with my monthly payments being around $250. After making my monthly payments (plus an additional amount) on time, I thought that the additional amount would go towards principal, I was wrong.

I even called and verified with a WF dealership agent who said I was making the "RIGHT" choice??...Until today I found out my monthly payment was the only thing going down.

Very dissapointing. I don't have problem with the bank but with the *** who gave me bad advice.

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